JINAN -- At the Agricultural Bank of China's (ABC) three outlets in Jinan city, cards are no longer needed to withdraw money. A quick scan of the face will do. "One of the best things about facial recognition technology is that you don't have to carry your cards with you for petty deposits and withdrawals," said Xu Yanru, lobby manager of ABC's Heping Road outlet in Jinan, capital of East China's Shandong province. ABC has introduced facial recognition technology at its automatic teller machines (ATM). Other banks, such as the China Merchants Bank and the Construction Bank of China, have also introduced similar technology in their ATMS. "All you have to do is to press the facial recognition withdrawal button, scan your face in the camera, enter your phone number or ID number, and enter your transaction amount and password," said Zhang Baojing, a banking manager at ABC. Zhang said that the technology can eliminate the risk of having bank cards illegally copied, and lower the possibility of cards getting eaten by ATMS. "It can enhance the customer experience," Zhang said. Technology staff at ABC said that facial recognition is safe because it also requires ID numbers or phone numbers and passwords. In addition, customers' photos will be compared with those in the public security system. The latest infrared cameras also lower the risk of illegal activities. The ABC limits the daily withdrawal to 3,000 yuan ($457) via the technology. The bank plans to install the facial recognition technology at 24,064 outlets across the country, according to web portal Sohu.com. ABC is not the first bank in China to introduce the facial recognition technology. In 2015, China Merchants Bank started using the technology in the southern metropolis of Shenzhen. Last year, it expanded the service to about 1,000 ATMs in 106 cities. But the new service faces some difficulties, such as high maintenance costs. "Many senior citizens might find it hard to trust or get used to this way of withdrawing money," said Yang Gan of the Smart City Research Institute in Southwest China's Guizhou province. But Yang said it will only be a matter of time before the technology permeates society. "In the future, payment via facial recognition and mobile payment will be complementary," Yang said. In China, the rapid development of facial recognition technology has led to its use in a number of innovative ways. Beijing's Temple of Heaven has used it in toilets to deter toilet paper theft. In Jinan city, traffic police have installed facial scanners at intersections to catch and shame jaywalkers. Supermarkets in some big cities have been using the technology at bag deposit areas. Beijing Normal University debuted its first facial scanners in April and expanded their use in all dorms during the summer break. Currently, 70 percent of students have had their face recorded. A facial scan is required for new freshman students, according to the school. design your own wristband
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A Guangzhou-based think tank suggests establishing an administrative committee led by the central government and joined by the three local governments for the Guangdong-Hong Kong-Macao Greater Bay Area development.The unique situation in the bay area, which includes two political systems, and three different legal currency and customs systems, calls for the central government to fill an important role in the region's development, said Chen Guanghan, deputy dean of the Institute of Guangdong, Hong Kong and Macao Development Studies of Sun Yat-sen University.A cooperative mechanism among the government, the corporate sector and the society is necessary, with the relationship of the government and the market in synergizing regional development to be properly addressed, Chen said. In support, he cited a development report on the bay area issued by his institute on Monday.The role of the market in distributing regional resources should be supported, with the free flow of productive factors in the region and rational industrial division to be promoted, he said.Due to differences in the systems in Guangdong, Hong Kong and Macao with a coordinating procedure yet to be fully developed, further coordination and cooperation have met impediments.The adjustment in the administrative procedure has become an urgent issue, which means employing multigovernance instead of merely making decisions on individual issues, said Liu Yungang, a professor at Sun Yat-sen University's School of Geography and Planning.He suggested such a multigovernance body to be located in the Nansha Area of Guangdong Pilot Free Trade Zone, which lies at the center of the bay area.Consisting of nine cities in the Pearl River Delta in Guangdong province, Hong Kong and Macao, it is the world's fourth major bay area following those around New York, San Francisco and Tokyo, with the highest per capita GDP among three Chinese city clusters. The plan for the bay area is expected to be issued later this year.Chen's institute also suggests an international business environment be built in the bay area, with greater and mutually benefiting infrastructure connectivity, higher innovation capacity, a more diversified and synergized industrial system, and quality living space.The institute also issued a sustainable development index for the cities in the bay area and a case study report on Hong Kong and Macao youths' entrepreneurial efforts on the Chinese mainland.Compared with their predecessors, the Hong Kong and Macao youths who have started their business on the Chinese mainland hold higher academic backgrounds, are engaged in sectors with higher technology and provide products and services with higher added value, said Zhang Guangnan, assistant dean of the institute.They have been attracted by the world manufacturers and world market advantage of the Chinese mainland and bank on their international networks.On their challenges, Zhang said the policy support from the local governments should be better communicated and more tailor-made to facilitate entrepreneurship of Hong Kong and Macao youths on the mainland.?
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